Eddie you have a title property of your car and nobody can't take the title property unless if you make an agreement and sign it!Its not about if my mods are covered, I wanted to know if it was okay for me to remove my mods and no bother replacing them with anything. Kinda ludicrous them expecting me to spend £££ making car 100% just for them to then go and scrap it. After you have been in an accident with a young drivers/modified insurance company you expect them to answer some basic questions. I am forced to act on merely my own behalf it seems.
so take the money of your car value from the woman's insurance company, keep your car and then its your decision what to do next with your car!